The Patient Protection and Affordable Care Act, otherwise known as Obamacare, or the Affordable Care Act (ACA) was passed by Congress and reviewed by the United States Supreme Court and is now the law. As a result, many more millions of people in America will be covered by health insurance and have access to improved health care.
For people with chronic illnesses, such as lupus, this legislation is especially helpful, as now no one can now be denied health insurance coverage due to a pre-existing condition like lupus, treatment for a chronic condition must be covered and life time caps on coverage are now gone.
Dates you should know about:
October 1, 2013: Open enrollment to purchase health insurance through the Health Insurance Exchanges, also known as the Health Insurance Marketplaces will begin
January 1, 2014: Coverage purchased through an Exchange / Marketplace begins for those enrolled through the exchange.
March 31, 2014: Open enrollment will end.
Some important links that can help you understand the Patient Protection and Affordable Care Act
- Your Rights and Protections Under the Law
- Whether you’re uninsured, you’ve been denied coverage in the past, or you just want to explore new options, the Health Insurance Marketplace will give you more choice and control over your health coverage.
- How You May Qualify for Lower Monthly PremiumsWhat about Medicaid?
- Click here to calculate your eligibility
- New York State operates its own Exchange
- The state governments of New Jersey and Pennsylvania elected to use the federal Exchange / Marketplace.